While personal finance skills can be a life-changer, it’s still nonexistent in any higher education curriculum today. Fortunately, thanks to new technology trends, particularly MOOCs or massively open online courses, people now have the ability to self-study this critical skill set. Here are four courses worth checking out right now:

Learn Business Finance & Valuation Master Class Bundle

Quite a handful, but the title says it all. With this three-pronged comprehensive course, you’ll learn about intelligent investing and stock valuation techniques as well as proper business finance practices. You’ll have access to more than 100 lessons that add up to about 10 hours of content. The course covers all the basics, such as how to open a broker account, how to select high-quality, low-cost stocks and ETFs, and how to solve problems that create positive tangible impact.

Suze Orman’s Personal Finance Course

Suze Orman is well-renowned in the financial industry. Her personal finance course is worth considering if you are looking for a relatively low-cost personal finance course that covers fundamental topics including how to manage your finance, how to realistically and quickly pay off debt, and what insurance products to invest in. As a cherry on top, the course is also stringed with a 30-day money-back guarantee.

Brigham Young University’s Personal Finance Course

If you’re looking for free courses, BYU’s curriculum is a top contender. Their online coursework is offered in three tiers – beginner, intermediate, and advanced-level. Students can access the free content, which comes with assignments that help you track your learning as you progress through the coursework. This self-paced online course touches on financial independence advice, money-saving techniques, and stock market fundamentals.

Udemy’s Personal Finance Course

It would be a crime not to include at least one of Udemy’s courses on here, given how huge the platform is and how trusted the site is when it comes to MOOCs. Udemy.com’s top personal finance courses, like The Complete Personal Finance Course: Save, Protect, Make More, are offered at very low costs and explore various branches and niches of personal finance including building credit scores and filing taxes.

Personal finance is a skill set that can help turn your life around and give you more opportunities. But these aforementioned courses are all theoretical. You’ll have to apply them outside for them to be useful.